Long Term Care
Is the care you receive when you cannot take care of yourself because of a physical or cognitive impairment. This care is usually provided either in your home, an assisted living facility, or a nursing home.
This type of care is very expensive and government entitlement programs such as Medicare and Medicaid provide limited protection. Long term care insurance enables you to transfer some of the financial risk of long term care costs to an insurance company. In exchange for premium payments, long term care insurance enables you to preserve your accumulated wealth from this potentially devastating expense. Read More...
Life Insurance is a financial product that protects your loved ones.
It is an agreement between you and the life insurance company. You agree to pay a predetermined premium rate. The life insurance company agrees to pay a sum of money to your beneficiary if you die as long as you were still paying your premiums at the time of your death. It is one of the easiest ways to provide for the financial well-being of your family. Read More...